Calabar Microfinance Bank Job Vacancy for a Credit Officer

Calabar Microfinance Bank is recruiting to fill the vacant position below:

Job Title: Credit Officer

Job Location: Cross River

Educational Qualification: B.Sc, HND & Minimum of OND in related discipline.

Years of Experience: Not Specified

Job Specification(s):

  • Recommend loan applications for approval.
  • Analyze customers’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
  • Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.

Apply Before: 30th September, 2016.

How to Apply: Interested and qualified candidates should send their CV’s to: [email protected] or [email protected]

 



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